TCB_4Q22 Analyst Meeting

4Q22 PATMI reached VND3.5 tn (-33% QoQ/-23% YoY). The decline was due to lower net interest income, losses on FX and securities trading/investments, and higher opex. 2022 PATMI was VND20 tn (+12% YoY), driven by increased net-II and lower provisioning costs.

For the complete report, please access here: TCB_4Q22 Analyst Meeting_Takeaways

Analyst: Tanh Tran, tanh.tran@yuanta.com.vn