VCB_2Q25 analyst meeting

Management reckons NIM hit bottom in 2Q25 and will improve going forward due to VCB’s focus pivot toward medium- and long-term loans. In addition, VCB stated that the stake sale plan will be completed by next year; and the SBV will reduce VCB’s RRR by 50% from Oct 1 to compensate for VCB’s restructuring of a weak bank.

For the complete report, please access here: VCB_2Q25_Analyst Meeting

Analyst: Tanh Tran, tanh.tran@yuanta.com.vn