VCB’s 4Q24 analyst meeting takeaways

Loans to individuals increasing. VCB’s corporate loans (+3% QoQ / +19% YoY) to total loans decreased by -40bp QoQ to 49.0%, while individual loans (+4% QoQ / +11% YoY) have recovered since 2Q24 and accounted for 44.3% of total loans (+40bp QoQ) as at 4Q24.

For the complete report, please access here: VCB_4Q24_Analyst Meeting_Key Takeaways

Analyst: Tanh Tran, tanh.tran@yuanta.com.vn