VPB_4Q22 Analyst Meeting

4Q22 PATMI reached VND2.3 tn (-39% QoQ/-7% YoY). The decline was largely due to increased provisioning and opex. 2022 PATMI was VND18.2 tn (+55% YoY), fulfilling 92% of our forecast.

For the complete report, please access here: VPB_4Q22_Analyst Meeting

Analyst: Tanh Tran, tanh.tran@yuanta.com.vn